Category Archives: Personal finance

Simple steps to adjust your personal finance- for life!

Everybody can save money and all of us really should. Of course, there is a difference, whether you are working and earning 7000 euros monthly or you are barely managing your life with study grant. I´m here to tell you … Continue reading

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Personal finance – Mobilepay and mobile key

The mobile key is a new confirmation tool to Osuuspankki mobile users. With mobile key, you can use your mobile bank with no key code list and confirm transactions quickly. You choose the code with 4-8 digits and after that, it works like your old … Continue reading

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Student income limits – difficulty with two limits?

In the beginning of autumn 2017 the financial aid for students changed. It meant that the student housing supplement was changed to the general housing allowance. For me the change was financially good and my financial aid grew  by 150 … Continue reading

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Want to save money? Here comes 4 tips for saving!

Saving money is not always easy. It is not always comfortable either. Saving still may be necessary. It would be good, that you always have some extra money on your bank account because unexpected expenses could easily appear. Here are … Continue reading

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How students could control financial problems?

When your status says that you are a student, it usually means that you don’t have so much money to spend. You have just enough money to pay the rent every month and buy the necessary groceries. Nothing more, nothing … Continue reading

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The struggle called student income limit

Every year, thousands of students have to keep accurate calculations about their annual income. Or if they don’t do that, it might backfire, because if the student income is higher than the income limit allows it to be, the part … Continue reading

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Tips to manage your personal finance

It`s important to manage your personal finance correctly, especially if you have low income. As a student, I need to budget my costs precisely if I want to save any money.  So let me introduce you four good tips, how … Continue reading

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Why you should consider taking out a student loan?

Have you applied for a student loan already? If not, what are the reasons why you haven’t? In my case, before I started studying I announced that I would never take out any loan during my studies, because I didn’t … Continue reading

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How to start investing?

A Good way to make a quite a lot money (but it can also take a lot as well) is investing in the stock market. With so many stocks out there can sometimes can put your head confused and you … Continue reading

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Three tips for students on personal finance

According to Kela, the Finnish Social Insurance Institution, the average student earns 7 720 € in a year. The sum includes all social benefits except study grant. Compared to the average income of a Finnish employee in the private sector, which … Continue reading

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